FinTech
Transaction Monitoring Analyst (EMI, FinTech)
- Negotiable
- Remote
Job Description:
We are looking for a Transaction Monitoring Analyst for the international FinTech product company that offers multicurrency IBANs, merchant services, and mass payout solutions to low-, medium-, and high-risk businesses. The company provides premium and convenient payment services worldwide.
Main markets – Tier -1, 2, 3
Department – Risk & Compliance team
The company size – up to 70 people
Work type – Fully remote job from any country or offices in UK and Malta
Conditions – Competitive salary benefits, remote mode (Full-time), career and financial growth, paid vacation and sick leave, and other goodies.
Responsibilities:
- Review and analyse transactions flagged by internal/external monitoring tools.
- Evaluate existing rules and logic of transaction monitoring systems; propose and implement improvements with the Head of Unit’s approval.
- Conduct in-depth investigations into potentially fraudulent or suspicious activities, including customer transactions, account movements, and third-party relationships.
- Identify patterns and anomalies indicating money laundering or other financial crimes.
- Prepare detailed investigation reports with findings and recommendations for further action.
Job Requirements:
- 2+ years of experience in Transaction Monitoring, AML Investigations, Merchant Risk, or Fraud Prevention (preferably within Acquiring, FinTech, or other regulated payment environments).
- Understanding of international ML/TF and fraud typologies.
- Proven ability to analyse large datasets and detect behavioural patterns or anomalies.
- Excellent analytical and problem-solving skills with high attention to detail.
- Strong communication skills — ability to present complex findings in a clear and concise way.
- Proactive mindset and ownership approach — continuously improving systems and processes.
